Put existing data assets to greater use while enabling more informed and commercially valuable customer propositions.
SOLUTIONS
One intelligent platform, every proposition.
Optasia brings origination, precision decisioning, disbursement and collection together in one intelligent platform—powering a focused portfolio of solutions that partners can deploy at scale.
THE PORTFOLIO
Three solution families. One intelligent engine.
Every solution is delivered through Optasia Engine 2.0. The same proven intelligence and infrastructure adapt across different use cases, ticket sizes and moments in a customer’s life.
ACS
Airtime Credit
Solutions
Intelligent connectivity solutions that give eligible customers immediate access to airtime, data and telecom bundles, with flexible ways to repay.
Airtime and Data Credit
Short-term credit that keeps prepaid customers connected.
Customers receive airtime, data or bundles through an existing partner journey, helping them maintain connectivity during temporary balance gaps.
Instalment Loans
Credit for higher-value products and services, repaid over time.
A telecom-focused instalment solution for higher-value airtime, data and connectivity packages.
MFS
Micro Financing
Solutions
Digitally originated credit solutions that give individuals and merchants timely access to liquidity, informed by Optasia’s precision decisioning.
Cash Loans
Short-term digital credit for individuals and merchants.
Short-term cash loans for eligible individuals managing everyday expenses and temporary financial gaps.
Short-term working-capital solutions for eligible merchants managing inventory, operations and temporary cash-flow gaps.
Revolving Credit
Reusable credit facilities with ongoing access to approved liquidity.
A reusable facility linked to a wallet or transactional account that helps eligible customers complete transactions during balance shortfalls.
An approved credit limit that eligible customers can draw from, repay and reuse as their financial needs change.
UTILITY
Utility
Solutions
Credit solutions for essential services.
Electricity
Short-term credit for prepaid electricity
Eligible customers can purchase prepaid electricity during a temporary liquidity gap and repay later.
Partnering with Optasia
Three ways to participate. One shared opportunity.
Optasia brings together the capabilities required to build and scale intelligent financial solutions. Partners can contribute data, distribution, funding—or a combination—and create value through the role that best matches their strengths.
DATA
Turn data into intelligence.
Data partners enable the responsible use of relevant customer and transactional insights. Combined with Optasia’s decisioning capabilities, this can improve offer relevance, strengthen portfolio performance and expand access to appropriate financial solutions.
DISTRIBUTION
Turn reach into opportunity.
Distribution partners bring established customer relationships, trusted brands and channels through which solutions can be embedded and delivered. Optasia provides the intelligence and infrastructure behind the proposition while the partner retains the customer relationship.
Create new revenue streams, increase engagement and bring additional value into the journeys customers already use.
FUNDING
Put capital to work intelligently.
Funding partners provide the capital that enables portfolios to scale. Optasia supports deployment through data-led decisioning, portfolio management and ongoing performance intelligence.
Access new customer segments and growth opportunities through an informed and actively managed approach to capital deployment.
One partner can play more than one role.
Every partnership is structured around the capabilities each organisation brings. A partner may contribute data, distribution, funding or a combination of all three, while Optasia connects those strengths through one intelligent platform.
Bring your advantage. Build the opportunity.
Whether your strength is data, distribution, funding or a combination, Optasia can help translate it into relevant solutions, stronger customer relationships and new revenue opportunities.