FY2025
year ended 31 December 2025
H1 2026 Results
For six months ended 30 Jun 2026, released: 14 Sep 2026
Turning potential into financial progress.
Trusted by Leaders
Built over more than a decade. Proven every day, at scale.
SOLUTIONS
Every product runs on the same decisioning core, delivered through our partners’ own channels. As a customer’s track record builds, the products available to them grow with it — from a first airtime advance to working capital for a growing business.
Flexible airtime, data and package credit that keeps customers connected while building a record of creditworthiness.
A telecom-focused instalment solution for higher-value airtime, data and connectivity packages.
A reusable facility linked to a wallet or transactional account that helps eligible customers complete transactions during balance shortfalls.
An approved credit limit that eligible customers can draw from, repay and reuse as their financial needs change.
A solution that enables eligible customers to purchase prepaid electricity when they need it and repay later.
THE PLATFORM
Score, decide, disburse and collect. Ιn real time, at scale.
Optasia Engine 2.0 manages the full credit lifecycle through a single integrated platform, using more than 200 proprietary AI models. Engineered for demanding, data-scarce markets and run to 99.9% availability — ISO 27001 certified and SOC 2 Type II attested.
PARTNER WITH US
Use the reach, customer relationships and data you already have to offer relevant financial services. Optasia provides the intelligence and operating capabilities behind the experience.
Extend capital into digitally originated portfolios and new customer segments. Optasia connects you to established distribution and provides decisioning and portfolio management capabilities.
Bring distribution and funding together through one intelligence layer. Optasia supports the full lifecycle—from product configuration and integration to decisioning and portfolio management.
BUILT TO EVOLVE
The more it runs, the better it gets.
Optasia runs on a reinforcing loop: every deployment makes the next one stronger. It’s why our advantage compounds rather than plateaus.
Partners extend reach
operators and wallets bring large, growing customer bases
Customers generate signals
everyday usage and transactions build rich, real-time data
Models sharpen
that data refines eligibility, pricing and underwriting — in real time
Partners deploy more
better risk insight gives funding partners confidence to scale
More people reach financial progress
and the loop begins again, stronger
The flywheel reinforces scale and model performance
As adoption increases, additional data further strengthens credit models, supporting continued expansion across partners and customers.
HOW WE OPERATE
trusted
Responsible AI, responsible lending, and licensed operation across every market we serve.
Listed on the Johannesburg Stock Exchange since November 2025, with FirstRand as a 26.1% strategic shareholder.
GLOBAL IMPACT
An expansive geographical footprint across multiple territories.
NEWSROOM
The latest press releases, media coverage and announcements from across the business.
Your distribution, our intelligence. Tell us the market and the customer base, and we’ll show you what Optasia could unlock.
